Certificates of deposit are a popular choice with investors because they usually offer higher interest rates than regular savings accounts. Of course, not all CD rates are just as good as other deposit accounts.
Napa Banking Rates compiles rates data from a database of over 3,000 banks and credit unions to bring you current CD rate information and help you find the best accounts.

CD rates can vary greatly depending on the term and location of the account. Don’t settle on the first rate you’re offered; researching the rates from all the banks and credit unions in your area will likely result in finding competitive offers you never knew existed.

Have you envisioned how you’d like to spend your retirement – and how you’re going to pay for it? Perhaps you want to buy a boat and sail around the world or move to a little farm in the south of France. Whatever you want to do, you should start planning for it now by making wise investments. Napa Banking Rates could help you find the best CD rates and money market rates out there.

A clear advantage of investing in CD‘s is that CD Rates are fixed, meaning you lock in an interest rate for the entire term of the CD, and it does not change. When interest rates are dropping, your CD stays at a higher rate. If you money is in a savings account, or interest paying checking account, your interest rate will drop daily, if rate are falling. Learn from Napa Banking Rate partners if rates are falling or rising, and make the right choice to earn more money.